Private Education Loans
A private education loan is a non-federal loan that is made by a lender such as a bank, credit union, state agency, or a school to a borrower expressly for postsecondary educational expenses.
十大外围足彩排行榜 does not have a preferred lender list for private loans. Students have the right and ability to select the education loan provider of their choice. To find private student loan lenders, you should explore all available options.
Please review the federal aid section on the U.S. Department of Education website for an explanation betweenFederal and Private Loans. Note: 十大外围足彩排行榜 does not participate in the federal student loan program.
Helpful Hints
Borrow only what is needed to cover your educational expenses. These funds must be repaid.
Most private lenders require a good credit rating and may also require a co-signer. Be informed and explore your options.
How to Apply
If you are interested in a private education loan to attend Central Carolina Community College, review the following steps:
- Apply for a private education loan with the lender of your choice
- Have a validFAFSA on file with 十大外围足彩排行榜's school code: 005449
- Submit all documents required to complete financial aid processing
- Be enrolled for at least 6 credit hours
Certification
The Financial Aid Office will certify the loan once we receive a certification request from your lender of choice. Private loan limits cannot exceed yourcost of attendance minus any financial aid received.
In accordance with Section 155 of the Higher Education Act of 1965 (HEA), as amended, and to satisfy the requirement of Section 128(e)(3) of the Truth in Lending Act, a lender must obtain a self-certification form signed by the applicant before disbursing a private education loan. The school is required on request to provide this form or the required information only for students admitted or enrolled at the school. Throughout this Applicant Self-Certification, "you" and "your" refer to the applicant who is applying for the loan. The applicant and the student may be the same person.
Access the Private Education Loan Applicant Self-Certification
Disbursement of Funds
Private loans are disbursed according to十大外围足彩排行榜's standard disbursement schedule. 十大外围足彩排行榜 is not responsible for the timeliness of private loan funds. All customer service inquiries should be addressed to the chosen lender. Depending on the timeline of the private loan process (which can vary with each lender), 十大外围足彩排行榜 cannot guarantee that private loan funds will be certified and applied to your student account before payment deadlines. You are expected to make the necessary arrangements for payment of tuition, fees, and other charges.